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The Employee Benefits Experts
t: 01384 456 345

sales@healthwisegroup.co.uk   

Group Income Protection

A must for companies to ensure staff feel wanted and are looked after financially when they are not so well, as well as protecting the interests of the business. Group Income Protection is a policy which provides the employee with a monthly income if they are unable to work due to an accident or illness which is likely to be long term.

As an employer you decide when you want payments to start otherwise known as deferred periods and vary from 4 weeks absence up to 104 weeks. The selected period usually coincides with the Employers Sick Pay arrangements; this would in essence mean that the income payments would start as the employer payment finished. As a guide the longer you pay staff when they are off work (deferred period) the lower the premium will be.

Aside from the deferred period the whole benefit structure is flexible and will be structured to meet your specific needs.

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